6 Best WooCommerce Payment Gateways for WordPress (Compared)


6 Best WooCommerce Payment Gateways for WordPress (Compared)
6 Best WooCommerce Payment Gateways for WordPress (Compared)

You've given it plenty of thought at the beginning of launching your Internet business, so should you also think twice about choosing a WooCommerce payment gateway?

Increasing sales is the most important goal in any business, but choosing the right payment method is equally important - after all, if your customers have trouble checking out, they will almost certainly give up on placing an order. A payment gateway is a web-based application designed to accept and process online payment methods such as credit cards, debit cards, paypal, PayPal, Skrill, etc. If you intend to sell products or services online, it is likely that you will need a payment gateway.

Two types of payment gateways

There are two main types of payment gateways.

  1. Redirects: Customers need to leave your site in order to complete a payment and they are sent to an external page to process the payment. In most cases, the customer is redirected to the company site that manages the gateway (e.g. PayPal).
  2. Direct payment: Processing payments only on your website, customers can complete all payment processes without leaving your website.

If you don't want to take the responsibility of enhancing the security of your site, then a redirect is the best option, as getting hacked could mean that all your customers' credit card and personal information is stolen. However, it doesn't look as professional as a direct payment gateway because customers need to leave your site in order to pay, which can lead to agitation if they are not familiar with the type of payment gateway you are using. Therefore, most businesses are better off using a direct payment gateway.

In addition to considering cost, it's important to choose a payment gateway that accepts payments from both your country and your customer's country of origin; otherwise, you may see a drop in sales and an increase in complaints. If one of the gateways you choose does not cover the majority of your customers' countries/regions, a mix and match gateway may be the best solution. Alternatively, you can choose the gateway that covers most people and then offer another payment method for customers who are in frequent contact.

Best WooCommerce Payment Gateway

Next, we will present some of the best WooCommerce payment gateways that can serve most countries/regions and are the most trusted brands offering payment processing features and direct payment gateways that make you (and your eCommerce site) look more professional. These options can be used for both credit card payment integration in WordPress and can also work well in WooCommerce.

Keep in mind that each solution requires you to install an SSL certificate in order to use it, and they also require you to register an account.

1. PayPal Pro

PayPal offers a large selection of options for individuals and businesses

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PayPal is one of the most trusted companies when it comes to processing payments, and they have many gateway solutions, but some of them are basic and use a redirect method for payments. PayPal Pro uses direct payments and can handle regular product sales, but does not support recurring payments like subscriptions. It also charges $35 per month and has a 2.9% + $0.3 transaction fee.

2. Braintree

Braintree is a subsidiary of PayPal

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If you like using PayPal but would like to have access to the subscription payment feature, or if you are looking for a free option, then Braintree is probably the best choice. It's a PayPal company, and therefore a solution you can trust.

There is no monthly fee and you can use all major credit cards, as well as wallets such as Apple Pay and Google Pay to receive payments with a transaction fee of 2.9% + $0.3, although the initial $50,000 is free. Your customers can also enjoy an easier shopping experience by saving their detailed payment information.

3. Stripe

Stripe is quickly becoming one of the most popular payment gateways

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Stripe is a fast growing payment gateway that processes recurring payments and also automates refund processing. Not only does it offer support for the most popular WordPress eCommerce plugins, but it also offers the free Stripe WooCommerce extension.

This gateway is capable of processing all major credit and debit cards and also accepts Apple Pay, where customers can save detailed payment information. There is no monthly fee, but there is a 2.9% + $0.3 transaction fee. In addition, they have a fraud prevention product called Radar.

4. Authorize.net CIM

Authorize.net CIM has a lot of features but is less cost effective

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Authorize.net CIM has many features that make it a popular choice for most businesses. They accept all major credit and debit cards, and can also process refunds, subscriptions and pre-orders. Customers can save detailed payment information for their next purchase.

As with other payment solutions, there is a fee of 2.9% + $0.3 per transaction, plus a $49 setup fee and a $25/month subscription fee.

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Conclusion

The only question is, which side are you going to pick?

Let me know in the comments.

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